Looking for A House and Lot Thru Pag ibig?

What is your preferences? How much is your budget? These are the regular questions an agent will ask if you are inquiring about house and lot. Yes, so that they can find you a perfect home that fits your preferences and your budget as well.Looking for a house is not that easy. You have to think of your budget first. And the easiest way of availing a house is thru pag ibig. Pag ibig housing is affordable. Most of the Overseas Filipino Workers and Local employees are availing thru Pag Ibig. Let me give you some projects I know that can be avail thru pag ibig:

Project Name: Las Palmas
Location : Caypombo, Sta. Maria, Bulacan
House Models : Two storey Town house : ANAHAW 26, ANAHAW 38, and ANAHAW 48
Price Range: Php 670,000 - 909,000

Anahaw 28 (Bare Type), Anahaw 38(1 bedroom) and Anahaw 48 (2 bedrooms)

Project Name : On Lancaster Lane
Location : Alapan, Imus, Cavite
House Models : The Villas, The Manor
Price Range: Php 550,000 - 850,000

The Villas
Bungalow/Rowhouse
Min. Lot Area 43 sqm / Floor Area 23 sqm

The Manor
Two Storey Townhouse
Min. Lot Area 40 sqm / Floor Area 40 sqm

For more info please visit http://jganlising.sulit.com.ph or send queries at jganlising@yahoo.com

Avail Property Thru Pag Ibig

Are you a Pag Ibig member? Most of the buyers wants to use their Pag Ibig loans. But even you're a Pag Ibig member, you can't easily just file your loan and have your house loan instantly. Of course you have to go on process and you have to comply with the requirements. Here are the requirements you need to submit:

1. Photocopy of Income Tax Return(ITR if locally employed)
2. Cerificate of Employment and Compensation(original, sealed and notarized)- consularized if OFW
3. Latest 3 months payslip
4. Valid Government IDs(photocopy of passport, PRC license, driver's license, SSS ID and etc.)
5. 1x1 ID pictures
6. Photocopy of Birth Certificate, if single
Photocopy of Marriage Certificate, if married
7. Proof of Billing Address(like meralco, PLDT and etc)
8. Photocopy of Company Valid ID
9. MSVS(couselling) slip
10. TIn Number
11. Photocopy of Job Contract(notarized and consularized) - if OFW
12. Special Power of Attorney(SPA) - notarized and consularized -if OFW
13. Photocopy of POP Book -if OFW

Make sure you complete all these requirements to be able to process your loan application and have it approved by Pag Ibig.

Samantha Sample Computation

SAMANTHA HOUSE MODEL

PROJECT : Metrogate Spring Meadows
LOCATION : Sta. Maria, Bulacan

SAMPLE COMPUTATION

Total Contract Price : 3,005,040.00
Downpayment (20%) : 601,008.00
Less Reservation Fee : 25,000.00
NET Downpayment : 576,008.00
Monthly DP
6 months : 96,001.33
9 months : 64,000.00

Loanable Amount : 2,404,032.00

In House Financing :

3 years : 88,122.25
5 years : 65,037.12
7 years : 57,061.31
10 years : 53,004.31


Note: Prices may change without prior notice.

Graziella Sample Computation

GRAZIELLA HOUSE MODEL

PROJECT : Metrogate Spring Meadows
LOCATION : Sta. Maria, Bulacan

SAMPLE COMPUTATION

Total Contract Price : 2,932,136.00
Downpayment (20%) : 586,427.2
Less Reservation Fee : 25,000.00
NET Downpayment : 561,427.20
Monthly DP
6 months : 93,571.2
9 months : 62,380.78

Loanable Amount : 2,345,708.80

In House Financing :

3 years : 85,984.35
5 years : 63,459.26
7 years : 55,676.95
10 years : 51,718.38


Note: Prices may change without prior notice.

Micaela Sample Computation

MICAELA HOUSE MODEL

PROJECT : Metrogate Spring Meadows
LOCATION : Sta. Maria, Bulacan

SAMPLE COMPUTATION

Total Contract Price : 2,899,450.00
Downpayment (20%) : 579,890.00
Less Reservation Fee : 25,000.00
NET Downpayment : 554,890.00
Monthly DP
6 months : 92,481.67
9 months : 61,654.44

Loanable Amount : 2,319,560.00

In House Financing :

3 years : 85,025.84
5 years : 62,751.87
7 years : 55,056.31
10 years : 51,141.87


Note: Prices may change without prior notice.

Florenza Sample Computation

FLORENZA HOUSE MODEL

PROJECT : Metrogate Spring Meadows
LOCATION : Sta. Maria, Bulacan

SAMPLE COMPUTATION

Total Contract Price : 2,570,265.00
Downpayment (20%) : 514,053.00
Less Reservation Fee : 25,000.00
NET Downpayment : 489,053.00
Monthly DP
6 months : 81,508.83
9 months : 54,339.22

Loanable Amount : 2,056,212.00

In House Financing :

3 years : 75,372.55
5 years : 55,627.42
7 years : 48,805.57
10 years : 45,335.55


Note: Prices may change without prior notice.

Windsor Mansions - NEW CASTLE HOUSE MODEL

NEW CASTLE House Model

House Features:

• Floor Area: 110 sq. m.
• Typical Lot Area: 120 sq. m.
• Three (3) Storey
• Four (4) Bedrooms
• Three (3) Toilet & Bath
• Living Area
• Dining Area
• Kitchen Area
• Service/Laundry Area
• Balcony Area
• Provision for Four (4) Car Garage

House Finishes:

• Concrete Roof Tiles
• Painted Exterior and Interior Walls
• Tiled Toilet & Bath
• Tiled Kitchen Counter with
• Stainless Kitchen Sink
• Steel Casement Windows

Sample Computation

Option 1: BANK Financing 20% DP

SELLING PRICE (SP)	2,690,000.00
RESERVATION FEE:	30,000.00
DOWNPAYMENT:
20% of SP	538,000.00
Less Reservation Fee	30,000.00
Net Downpayment	508,000.00
Monthly Downpayment:
12 months @ 0%interest	42,333.33
15 months @ 0%interest	33,866.67
AMORTIZATION:
Loanable Amount (80% of SP + 8% Proc fee)	2,367,200.00
Monthly Amortization:
5 Years @ 10.5%P.A.	50,880.36
10 Years @ 10.5% P.A.	31,941.81
15 Years @ 10.5% P.A.	26,167.01

Option 2: INHOUSE Financing 20%DP

SELLING PRICE (SP)	2,690,000.00
RESERVATION FEE:	30,000.00
DOWNPAYMENT:
20% of SP	538,000.00
Add Processing Fee (4.5% of SP)	121,050.00
Less Reservation Fee	30,000.00
Net Downpayment	629,050.00
Monthly Downpayment:
12 months @ 0%interest	52,420.83
15 months @ 0%interest	41,936.67
AMORTIZATION:
Loanable Amount (80% of SP)	2,152,000.00
Monthly Amortization:
5 Years @ 18%P.A.	54,646.66
10 Years @ 21% P.A.	43,025.30

Windsor Mansions - CLAIRE HOUSE MODEL

CLAIRE House Model

House Features:

• Floor Area: 111 sq. m.
• Typical Lot Area: 120 sq. m.
• Two (2) Storey
• Four (4) Bedrooms
• Two (2) Toilet & Bath
• Living Area • Dining Area
• Kitchen Area • Service/Laundry Area
• Provision for Terrace and Lanai
• Provision for 2 car garage
• Provision for front lawn
• Provision for CATV, Telephone and Air-Conditioning Units

House Finishes:

• Pre-painted G.I. Roofing
• Painted Exterior and Interior Walls
• Tiled Toilet & Bath
• Tiled Kitchen Counter with Stainless Kitchen Sink
• Steel Casement Windows
• Ceramic Bathroom Fixtures

SAMPLE COMPUTATION

Option 1: BANK Financing 20% DP

SELLING PRICE (SP)	2,260,000.00
RESERVATION FEE:	20,000.00
DOWNPAYMENT:
20% of SP	452,000.00
Less Reservation Fee	20,000.00
Net Downpayment	432,000.00
Monthly Downpayment:
12 months @ 0%interest	36,000.00
15 months @ 0%interest	28,800.00
AMORTIZATION:
Loanable Amount (80% of SP + 8% Proc fee)	1,988,800.00
Monthly Amortization:
5 Years @ 10.5%P.A.	42,747.07
10 Years @ 10.5% P.A.	26,835.87
15 Years @ 10.5% P.A.	21,984.18

Notes for Bank Financing: All amounts and figures in this form are for sample computation purposes only. Registration Fees, TitleTransfer fees, and documentary stamps expenses are already included in the 8% processing fee added to the loanable amount.

Option 2: INHOUSE Financing 20%DP

SELLING PRICE (SP)	2,260,000.00
RESERVATION FEE:	20,000.00
DOWNPAYMENT:
20% of SP	452,000.00
Add Processing Fee (4.5% of SP)	101,700.00
Less Reservation Fee	20,000.00
Net Downpayment	533,700.00
Monthly Downpayment:
12 months @ 0%interest	44,475.00
15 months @ 0%interest	35,580.00
AMORTIZATION:
Loanable Amount (80% of SP)	1,808,000.00
Monthly Amortization:
5 Years @ 18%P.A.	45,911.32
10 Years @ 21% P.A.	36,147.65

Windsor Mansions - House and Lot for SALE in Buhay na Tubig, Imus, Cavite

Highlights

Location: Buhay na Tubig, Imus, Cavite

Type: Single Attached House and lots with BIG lots
Developer: ProFriends (Property Company of Friends)
Landmark: 15 to 20 Mins from SM Molino or Robinson's Mall

Floor Area: 110 sqm
Typical Lot Area: 120 sqm (bigger lots available)
Price starts at PHP 2.2M

---

Project Concept

Immerse yourself in a lifestyle of no worries and pure enjoyment. Here at Windsor, we guard those precious to you with round the clock security. With the Newcastle, space is never an issue. It has spacious lot area and balcony where al fresco dining can be had or where guests can be entertained during special occasions.

Amenities

• Entrance gate
• Clubhouse
  
• Basketball court
  
• Elegant landscaping
  
• Concrete roads
  
• Centralized water system
  
• Swimming pool
  
• 24-hour security

House Models

Claire

Floor Area : 111 sqm. Min Lot Area : 120 sqm. Price Starts at Php2,260,000

MORE INF O and COMPUTATION

Newcastle

Floor Area : 110 sqm. Min Lot Area : 130 sqm. Price Starts at Php2,690,000

MORE INFO and COMPUTATION

"Redwood" of SIlvercrest SAMPLE COMPUTATION

Sample Computation:

PROJECT	Silver Crest
House Model	Redwood
Unit	Regular Unit
Floor Area	77.2 sqm
Lot Area	80 sqm

Option 1: Bank Financing 20%DP

SELLING PRICE (SP)	1,985,000.00
RESERVATION FEE:	20,000.00
DOWNPAYMENT:
20% of SP	397,000.00
Less Reservation Fee	20,000.00
Net Downpayment	377,000.00
Monthly Downpayment:
12 months @ 0%interest	31,416.67
15 months @ 0%interest	25,133.33
AMORTIZATION:
Loanable Amount (80% of SP + 8% Proc fee)	1,746,800.00
Monthly Amortization:
5 Years @ 10.5%P.A.	37,545.54
10 Years @ 10.5% P.A.	23,570.45
15 Years @ 10.5% P.A.	19,309.11

Notes for Bank Financing: All amounts and figures in this form are for sample computation purposes only. Registration Fees, TitleTransfer fees, and documentary stamps expenses are already included in the 8% processing fee added to the loanable amount.

Option 2: Inhouse Financing 20% DP

SELLING PRICE (SP)	1,985,000.00
RESERVATION FEE:	20,000.00
DOWNPAYMENT:
20% of SP	397,000.00
Add Processing Fee (4.5% of SP)	89,325.00
Less Reservation Fee	20,000.00
Net Downpayment	466,325.00
Monthly Downpayment:
12 months @ 0%interest	38,860.42
15 months @ 0%interest	31,088.33
AMORTIZATION:
Loanable Amount (80% of SP)	1,588,000.00
Monthly Amortization:
5 Years @ 18%P.A.	40,324.77
10 Years @ 21% P.A.	31,749.15